Posts Tagged ‘driving under the influence’

DUI – Dangerous and costly.

Sunday, January 31st, 2010

Can you look back on your life and think of something you did that you regret? A DUI does just that, but the consequences can go on long after court fees have been paid.

DUI’s are more common than we think. If you don’t get caught, then you are one of the lucky ones. If you drink while driving, you are risking yourself and others around you. DUI’s are all around us and are if you are driving at night, then it is very possible that someone around you has been drinking.

If you drink and drive, chances are you will get caught. More and more citizens driving under the influence, but if you get caught the stiff punishment will be with you for a long time. So think the next time you drink and want to drive.

There are many things that can happen when you get in your car after you drink, such as hurting yourself or others, or even killing someone. If you get pulled over for a suspected DUI, you risk jail time, criminal charges, and a ticket. A DUI goes against your record for a very long time. If you get a DUI, it makes your insurance rates go up and takes a long time to get it off. Driving drunk one night can make you pay for a long time to come.

Once a DUI gets on your license, it doesn’t get removed until a certain amount of time lapses. It alerts the insurance companies, who then have no choice but to raise your insurance rates or deny you coverage because of your high risk status. It is law that when you apply for or renew your insurance policy, the insurance company must pull up a driving record, which includes your DUI. The companies then mark you as a high risk driver.

If you are considered a risk If you got one DUI, it is likely that you may get another. The second time, you may not be as lucky, and may hurt or kill someone. If this happens, your insurance is the one paying out. They must know that your policy is enough to cover any outgoing expenses in case of this tragedy. Some insurance companies won’t even cover you with a DUI. So the next time you drink, think first and don’t get behind the wheel.

Some insurance companies make you file a SR-22 once you receive a DUI. This states that you have enough insurance coverage to protect you in case of an accident. This means that if you decide to drive while impaired and hurt someone or get into an accident, you have the insurance that your state requires by law.

The next time that drink sounds so good, remember that if you drink and drive, there are stiff consequences.

Driving under the influence can hurt more than just you.

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Understanding DUI

Thursday, November 12th, 2009

It seems like these days almost everyone knows someone who has been arrested for a DUI. The surprising thing is that despite the commonality of the phrase there is a lot of misunderstanding regarding what a DUI actually is.

One misconception is that you can only be cited while driving a car, which is wrong. Operating motorcycles, boats, trucks and planes are subject to DUI charges, also. DUI means “Driving Under the Influence”, but many refer to it as drunk driving and that is not correct. Drunk driving is alcohol related whereas DUI involves other drugs legal, or not.

Since a DUI is treated in the same manner as any other criminal offense, the consequences are also more severe. The reasoning behind this is that before you can get a driver’s license that you have to pass the written test and part of that is proving knowledge of what driving under the influence entails. In addition, if you are caught and charged with a DUI then you not only put yourself at risk, but also everyone else on the road.

Typically, a DUI is determined by your Blood Alcohol Content or BAC. However, that is not the only way that you can be convicted of a DUI. The legal limits vary from state to state so you need to be sure that you are aware of what your local limits are.

It is also important to keep in mind that you can be convicted of a DUI for being under the influence of drugs as well as alcohol. Basically, anything that impairs you should keep you from driving. There are even prescription drugs that state you should not operate any machinery while taking them and if you still decide to drive a vehicle then you are putting yourself and others at risk.

However, perhaps the oddest way that you can get a DUI is actually with something that seems nearly harmless. Cough syrups and cold medicines often have alcohol as an ingredient. If you take too much and then get on the road, your blood alcohol level might be above the legal limit.

Once you have been arrested for a DUI, you have a variety of consequences that you could be facing. Again, as each state has different rules you cannot expect the same consequences from state to state. However, some of the most common punishments include fines, license suspensions and restrictions, probation, and even jail time.

Finally, there is the consequence you don’t think of and that is your automobile insurance. If you are arrested for a DUI and convicted you will have to fill out an SR-22 form and your insurance company may opt to drop you and since you are now “high risk” you also face higher premiums and deductibles because you are considered high risk.

This information is provided solely for informational purposes and does not constitute legal advice.

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Understanding A DUI

Wednesday, October 7th, 2009

Nowadays practically everybody knows someone who has already been arrested at least once for a DUI offense. Although it is so common, it is surprising that this phrase is often misunderstood and people can’t really say for sure just what DUI is.

The abbreviation DUI stands for “Driving Under the Influence.” More commonly, people refer to it as drunk driving. However, that is not necessarily an appropriate meaning because a DUI does not simply refer to alcohol which drunk driving implies. A DUI can actually refer to alcohol, but also other drugs legal and illicit. Additionally, people may thing that you can only get a DUI while driving a car, but that is not true. In fact, a DUI can be given for those driving cars, motorcycles, boats, trucks, and even planes.

Since a DUI is treated in the same manner as any other criminal offense, the consequences are also more severe. The reasoning behind this is that before you can get a driver’s license that you have to pass the written test and part of that is proving knowledge of what driving under the influence entails. In addition, if you are caught and charged with a DUI then you not only put yourself at risk, but also everyone else on the road.

Typically, a DUI is determined by your Blood Alcohol Content or BAC. However, that is not the only way that you can be convicted of a DUI. The legal limits vary from state to state so you need to be sure that you are aware of what your local limits are.

It is also important to keep in mind that you can be convicted of a DUI for being under the influence of drugs as well as alcohol. Basically, anything that impairs you should keep you from driving. There are even prescription drugs that state you should not operate any machinery while taking them and if you still decide to drive a vehicle then you are putting yourself and others at risk.

However, perhaps the oddest way that you can get a DUI is actually with something that seems nearly harmless. Cough syrups and cold medicines often have alcohol as an ingredient. If you take too much and then get on the road, your blood alcohol level might be above the legal limit.

Should you be arrested for DUI the consequences you face for it depending on the state you are in as rules vary but they also have some in common such as fines, suspension and restrictions on your license, probation and in some cases jail time.

If is also worth noting that if you are arrested for a DUI you are most likely in for a surprise with your insurance premiums. When you are convicted, you will have to file an SR-22, and your insurance may elect to drop you. Additionally, you have instantly become harder to insure. You are a bigger risk for the company so you will have to pay higher premiums and most likely a higher deductible.

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