If you are going on a driving holiday, then you know how expensive it can be to rent a vehicle, and borrowing the vehicle of someone else has a whole other set of headaches to offer. However, there is an alternative, a new insurance product for motorists on the internet. It is short term car insurance which you purchase by the day for up to a maximum of 28 days at a time.
This insurance will cover either cars or vans, and is offered through a lot of companies. Go online. Use keywords like “short-term car insurance,” “day insurance,” and “temporary car insurance.” Your search will return a variety of websites that deal with short-term car insurance. On most website, you can go through the entire process right from purchasing your insurance, to paying for it, and an option to print out the policy for your travel and records.
In the longer term, this type of insurance this type of insurance is particularly beneficial because it does not have an effect on our regular auto insurance should an altercation occur.
Short-term auto insurance purchased online also provides the uninsured with a loss recovery option, which can be distributed daily to span the duration of your short-term insurance. If you are going to be on a driving holiday outside the United States, particularly in the EEC or UK, this is very important.
You can extend your temporary coverage to include other borrowed automobiles, and be covered for travel to France or other locations in the EEC.
If your family vehicle is too small for your needs, or if you think you need something a little more reliable for the trip, this insurance is useful. Now, with the safety net of short-term auto insurance, you can even consider renting a trailer or caravan. The insurance is generally fully comprehensive, although you would need to shop around to get fully comprehensive for driving abroad.
Most of these insurance companies will give you coverage if you have held a UK or EEC driver’s license for at least 12 months, without claims of your fault for 3 years, and less than 6 points against your license. Each company is different, however, and the automobiles that they will insure, and their criteria for coverage will vary.
Short term car insurance may not be the ideal choice every one. However, it’s a very good option to think about if you plan to go on holiday and rent a car, or borrow someone else’s car. This type of insurance will allow you to enjoy your holiday with the security that you can travel freely without impacting your regular annual insurance premium.
Jack writes many reviews about cheap short term car insurance and about getting great value short term car insurance on the internet.
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