Most people will simply assume their insurance company will cover the costs of their tummy tuck. However, most insurance companies will not pay for this procedure since they consider it to be an elective surgery. The only exception is if the surgery is considered to be medically necessary.
Since a tummy tuck is simply the removal of excess skin, it is very easy to see how an insurance company could consider it to be aesthetically required but not medically required. Of course, since a typical tummy tuck candidate has the excess skin as the result of a pregnancy or significant weight loss, we also have a hard time understanding how it couldn’t be considered medically necessary.
Before we discuss payment options, let’s briefly describe the purpose of a tummy tuck. Very simply, this procedure is used to remove excess skin from the abdominal area. The excess skin is usually created during pregnancy or during a significant weight loss.
Of course, you should consider a tummy tuck to be the last resort. Indeed, if you can use non surgical means, such as exercise and eating right to lose weight, you should do that first.
When it comes to paying for a tummy tuck without an insurance company’s assistance, there are three main ways. The first way is to see if the surgeon’s office offers cosmetic surgery financing. Many times, a surgeon will offer short term loans as a way to increase their profits while providing a valuable service to their patients.
Another option is to find a lender who only lends money for cosmetic surgery. If you perform an Internet search, you will readily find a whole assortment of lenders who fall into this category. Just make sure you are dealing with a reputable company before divulging any of your personal information.
Lastly, if you don’t want to use the first two options, you can get a credit card that can only be used for plastic surgery procedures. Very often, these credit cards carry far lower interest rates than traditional credit cards.
As we have shown, these 3 techniques can aid you in financing your tummy tuck. If you are willing to do your due diligence, you will be able to find a financing option that will work best for your situation.
The Tummy Tuck Recovery Guide was established to help people learn about the various facets of getting a tummy tuck. These facets include the cost of a tummy tuck to Tummy Tuck Financing.
Tags: abdominoplasty, beauty, cosmetic surgery, health insurance, insurance, plastic surgery, tummy tuck